Scoring Deployment

The probability of default is a metric that lenders use to assess risk on customers, group them into similar risk bands, and determine what interest rate to charge them. A lender will use probability of default to calculate expected return and loss at the individual and portfolio level. Here we apply the model trained in the training workflow to estimate the delinquency risk in the next two years for the new applicant.

TAGS: risk, scoring, risk assessment, SMOTE, random forest

Scoring Deployment

 

Resources

EXAMPLES Server: 50_Applications/38_Credit_Risk_Assessment/Credit_Scoring_Deployment50_Applications/38_Credit_Risk_Assessment/Credit_Scoring_Deployment*
Download a zip-archive

 

 


* Find more about the Examples Server here.
The link will open the workflow directly in KNIME Analytics Platform (requirements: Windows; KNIME Analytics Platform must be installed with the Installer version 3.2.0 or higher). In other cases, please use the link to a zip-archive or open the provided path manually